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The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. Towne Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.

As an experienced lender, Bubba Fleming is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Bubba Fleming can help.


It was done in a timely manner and at the convenience on an app, so I could sign/ scan paperwork right away!!

- Loren M.

He helped us close faster than the expected closing date and was very professional and kind.

- Deanna M.

First time homebuyer and I had every possible question I had answered promptly. The homebuying process would have been much more difficult without Bubba helping.


A pleasure to work with, very helpful and makes the process of buying/refinancing a home a breeze!


Our realtor recommended Bubba last year when my husband and I were purchasing our home and couldn't say enough good things about working with him! He exceeded our expectations so when the rates dropped in July, I shot him a quick message asking if it made sense to refinance. I had very little knowledge of this process but knew I needed to act fast. He responded WITHIN THE HOUR, ran numbers for us and advised us to do so. We are now saving a good chunk of money each month, all thanks to Bubba!


My wife and I had a great experience getting a mortgage and closing on our house with Bubba Fleming of Town Mortgage. Bubba was available for us to ask questions and he guided us through the labyrinth of insurance questions, title searches and hidden costs to help us get the very best mortgage payment. I recommend Bubba Fleming to anyone looking for a mortgage and great experience with purchasing a new home.


Bubba is thorough, knowledgable, personable and patient when dealing with clients who are buying a's a big deal and he handles it all extremely well! I have, would and will continue to recommend Bubba!


Quick and efficient process


SO glad I worked with Bubba! If your agent tells you to call him, do it! You won't be disappointed. GREAT rates and EXCEPTIONAL service. Most people just look at the interest rate and don't consider the cost of the rate and/or loan. Bubba really took the time to compare apples to apples to make sure I was getting the best deal and the best loan product for my purchase. He answered his phone nights and weekends and never made me feel as though I was bothering him. Really grateful for all he did!!

Bubba Fleming

Bubba Fleming

Senior Mortgage Loan Officer
NMLS ID #: 659410

Direct: 757-309-1052
Office: 757-491-6300
Fax: 877-709-6817

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